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THE POLITICAL ATHEIST-The real thoughts of a Bronx Man discussing off beat topics not being shared with you by the so called mainstream media.Today,I share my thoughts on todays top economy stories on criticalthinker.cyou
How did a family from Indiana end up in the heart of the ISIS caliphate? And how did a 10-year-old American boy end up being forced to build a suicide vest for ISIS propaganda?
Josh Baker from the BBC investigates the shocking story of Samantha Sally and her son Matthew. Baker recalls how he tracked them down in Syria, and asks whether Sam was tricked into going by her husband Moussa, or whether she went willingly.
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How Putin's Oligarchs Hide Their Billions
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Copyright Disclaimer: Citation of articles and authors in this report does not imply ownership. Works and images presented here fall under Fair Use Section 107 and are used for commentary on globally significant newsworthy events. Under Section 107 of the Copyright Act 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.
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The U.S. housing market bubble is ready to pop! Many pieces of evidence are pointing to a sizable correction in property values this year as affordability continues to worsen amid soaring mortgage rates. A recent study has shown that home price appreciation has largely outpaced wages in most regional housing markets across the country, with some cities recording a staggering increase of 90% in home prices over the past 24 months. Now, realtors, policymakers, economists, and sellers are starting to worry because a reckoning is threatening to push property values back to their historic norms, reversing the trend that allowed the average price of a home to hit the $400,000 mark.
Applications for mortgages to purchase a home dropped 12% from the prior week, and were down 15% from a year ago. Rising mortgage rates are damaging housing affordability all around the nation. Since the start of the year, mortgage rates have risen over 2 full percentage points, and home prices are more than 20% higher than they were a year ago. Data from the St. Louis Fed showed that median home prices skyrocketed almost 33% from spring 2020. This week, applications to refinance a home loan continued their landslide, dropping another 10%. Compared to a year ago, refinance demand plunged by 76%, marking the end of the refinance boom witnessed during the pandemic. Right now, there is simply a very small pool of borrowers who can actually benefit from a refinance.
At this point, the current state of the market only favors wealthy cash buyers and speculators, who are virtually unaffected by changes to the interest on mortgage loans. “This trend, coupled with low inventory, is causing multiple offers across all price points which are driving prices up even further on top of some crazy asking prices to begin with. With rising interest rates, it is the trifecta of the perfect storm, unfortunately for buyers and would-be buyers who would sell their home if they could afford somewhere else to go,” said Cara Ameer, a realtor at Coldwell Banker in Orange County, California.
With demand slowing due to payment shocks, borrowers pulling back, and the ripple effect of rising rates starting to push the market down, the CEO of real estate data analytics firm Reventure Consulting, Nicholas Gerli, is warning that investors should prepare themselves for another housing bubble burst. In such an environment, a correction in property values has to occur because eventually wages and home prices have to converge again, whether it's by wages catching up or by home prices coming down.
This is only the second time in U.S. history that home prices have risen faster than inflation and wages. The last time this happened was in 2006, just before the housing crash of 2008 — and Gerli warned that since prices today are much higher by comparison than during the previous bubble, the coming correction is likely to be far more acute.
In his view, this nearly doubling in the growth of housing costs has far outpaced national median wages and rent growth, which rose only 5% and 24% respectively over the same time period. For this reason, he believes that Austin and other cities that have experienced the highest growth in annual house payments will see a housing bubble burst first, and the downfall of these markets will be the catalyst to trigger a knock-on effect on prices nationwide.
Needless to say, a housing crash would be horrifying for the US economy given that the housing sector is of paramount importance: a house is usually the biggest asset in American’s savings, comprises a large chunk of the labor force, and is a large contributor to inflation indices. As policymakers continue to play with fire, they may soon end up sparking an explosion that throws not only the housing market but the entire country into disarray.
For more info, find us on: https://www.epiceconomist.com/
THE POLITICAL ATHEIST-EPISODE 27-The real thoughts of a Bronx Man discussing off beat topics not being shared with you by the so called mainstream media.Today,I share my thoughts on todays top economy stories on criticalthinker.cyou
THE POLITICAL ATHEIST EPISODE 26 The real thoughts of a Bronx Man discussing off beat topics not being shared with you by the so called mainstream media.Today,I share my thoughts on todays top economy stories on criticalthinker.cyou
THE POLITICAL ATHEIST EPISODE 25 -The real thoughts of a Bronx Man discussing off beat topics not being shared with you by the so called mainstream media.Today,I share my thoughts on todays top health stories on criticalthinker.cyou
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A bombshell new report suggests multiple issues around quality control were kept hidden from the FDA at the plant of a longtime government contractor hired to produce hundreds of millions of coronavirus vaccine doses #Johnson&Johnson #Vaccines #Covid #Pandemic
References
https://www.nytimes.com/2022/0....5/10/us/politics/eme
https://www.cbsnews.com/news/c....ovid-vaccine-johnson
https://theconversation.com/wh....y-is-the-fda-funded-
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‘The Truth Illusion’ investigates one of the most profound questions that philosophers through the ages have tried to address. From Plato to Immanuel Kant to Gilles Deleuze, thinkers have asked: what can we prove to be the truth?
The investigation examines these questions in the context of United States today. Is it possible, in such a deeply divided society, for people to view different "realities"?
The documentary by Al Jazeera’s Investigative Unit features commentary from philosophers, psychologists, social scientists and political commentators who discuss how the U.S. is now riven by radically differing views on what is real, and what is not.
‘The Truth Illusion’ looks at how those deepening divisions began, and how they have eroded faith in authority – spawning conspiracy theories and creating ‘alternative realities’.
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According to a treasure trove of new documents recently uncovered by a nonprofit watchdog group, Dr. Anthony Fauci and Dr. Francis Collins alongside other scientists at the NIH received an estimated $350 million worth of secret, undisclosed royalty payments.
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The real thoughts of a Bronx Man discussing off beat topics not being shared with you by the so called mainstream media.Today,I share my thoughts on todays top economy stories on criticalthinker.cyou
A deep dive into the depths of the Branch Covidian Cult as an object lesson on why this needs to be rooted out of the church.
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Kim Iversen weighs in on Bill Gates' plans to combat the next pandemic.
According to the CDC risk for covid increases steadily as you age, and it’s not just those over the age of 65 who are at increased risk for severe illness.
The CDC says A person is fully vaccinated two weeks after receiving all recommended doses in the primary series of their COVID-19 vaccination. A person is up to date with their COVID-19 vaccination if they have received all recommended doses in the primary series and one booster when eligible. Getting a second booster is not necessary to be considered up to date at this time.
According to the CDC people who were unvaccinated and did not have prior COVID-19 infection remain at the highest risk of infection and hospitalization. Those who were previously infected, both with or without prior vaccination, had the greatest protection.
According to Pfizer and the CDC, potential side effects from the vaccine include pain, redness, or swelling at the injection site. Other side effects could include tiredness, headache, muscle pain, fever, chills, and nausea. In rare cases, people have experienced serious health events after the COVID-19 vaccination. Any health problem that happens after vaccination is considered an adverse event. An adverse event can be caused by the vaccine or can be caused by a coincidental event not related to the vaccine.
According to the CDC layered prevention strategies — like staying up to date on vaccines and wearing masks — can help prevent severe illness and reduce the potential for strain on the healthcare system. Wear a mask with the best fit, protection, and comfort for you.
Everyone ages 2 years and older should properly wear a well-fitting mask indoors in public in areas where the COVID-19 Community Level is high, regardless of vaccination status.
Additionally, a study by The Cleveland Clinic found that both previous infection and vaccination provide substantial protection against COVID-19. Vaccination of previously infected individuals does not provide additional protection against COVID-19 for several months, but after that provides significant protection at least against symptomatic COVID-19.
About Rising:
Rising is a weekday morning show with bipartisan hosts that breaks the mold of morning TV by taking viewers inside the halls of Washington power like never before. The show leans into the day's political cycle with cutting edge analysis from DC insiders who can predict what is going to happen. It also sets the day's political agenda by breaking exclusive news with a team of scoop-driven reporters and demanding answers during interviews with the country's most important political newsmakers.
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